anonym.legal

By · Last updated 2026-05-03

Povratak na BlogGDPR & Usklađenost

MiCA i GDPR: otkrivanje PII-a kripto novcanika

EU MiCA regulativa tretira adrese kriptovalutnih novcanika kao financijske identifikatore. GDPR se primjenjuje na adrese novcanika povezane s pojedincima — a standardni PII alati ih redovito propuštaju.

May 3, 20268 min čitanja
cryptocurrency PII GDPRMiCA complianceBitcoin wallet anonymizationSWIFT code detectionIBAN crypto fintech

MiCA, GDPR i adrese kripto novcanika

Bitcoin adresa ima 26-35 znakova u Base58Check kodiranju. Pocinje s "1", "3" ili "bc1". Ethereum adresa pocinje s "0x" i sadrži 40 heksadecimalnih znakova. Obje su pseudonimne. Ni jedna ne imenuje osobu izravno.

Zakon se ipak primjenjuje.

Kada adresa novcanika postaje osobni podatak

Pseudonimni zapisi su osobni zapisi ako se povezuju na stvarnu osobu. Kripto burza sadrži KYC datoteke. Te datoteke vezuju ove adrese na potvrdene identitete. Sama adresa ne imenuje nikoga izvan burze. Unutar njezinih sustava imenuje korisnika. To je cini osobnim podatkom.

Regulativa je u potpunosti pokriva.

MiCA dodaje drugi sloj

EU MiCA (Markets in Crypto-Assets) stupio je na snagu u prosincu 2024. Zahtijeva od pružatelja usluga kriptoimovine — CASP-ova — da zaštite korisnicke zapise. Europska burza sada se suocava s dva pravila istovremeno. MiCA postavlja financijske kontrole. Regulativa postavlja pravila zaštite podataka. Oba se primjenjuju na isti identifikator.

Praznina u otkrivanju standardnih alata

Standardni PII alati izgradueni su za tradicionalne financije. Poznaju IBAN. Poznaju SWIFT/BIC. Poznaju brojevé usmjeravanja. Ne poznaju formate kripto adresa.

Pošaljite dokument s Bitcoin adresom, Ethereum adresom i SWIFT kodom kroz standardni alat. Pronalazi SWIFT kod. Propušta obje on-chain adrese.

Za CASP koji obraduje KYC datoteke, ova praznina je ozbiljna. Ti identifikatori jednako su osjetljivi kao brojevi bankovnih racuna. Propuštanje ih znaci nema enkripcije, nema maskiranja i nema revizijskog traga.

Clanak 32 i praznina u enkripciji

Clanak 32(1)(a) GDPR-a zahtijeva pseudonimizaciju i enkripciju kao osnovne kontrole. 56% novcanih kazni prema GDPR-u citira lošu enkripciju kao faktor. Burza koja enkriptira sve otkrivene osobne podatke, ali propusti adrese novcanika, nije zaštitila nista što je u srži njezinog rada.

Otkrivanje mora pokriti cijeli skup identifikatora. Za CASP, taj skup ukljucuje ove formate adresa.

Kako izgleda uskladjeni pipeline

Uskladjena burza dodaje ove vrste entiteta svom koraku otkrivanja. Ukljuceni su formati Bitcoin i Ethereum. Adrese su oznacene, enkriptirane i zabilježene u ROPA-i pored IBAN-ova i brojeva racuna. DPIA imenuje svaku vrstu identifikatora koja je pokrivena. MiCA revizijski tragovi uskladeni su s zapisima obrade.

Ne treba nova politika. Praznina je tehnicka. Dodavanje ispravnih vrsta entiteta u korak otkrivanja je zatvara.

Za tehnicke mjere prema clanku 32, pogledajte GDPR clanak 32 i AI alati za nadzor izloženosti PII-u. Za informacije o tome kako pseudonimizacija funkcionira u praksi, pogledajte smjernice EDPB 2025 za pseudonimizaciju.

Izvori

Povezani Članci

GDPR & Usklađenost

Japan My Number: Verhoeff & APPI

63% of generic tools fail My Number detection in Japanese documents. My Number uses Verhoeff algorithm — the most complex national ID checksum in Asia.

GDPR & Usklađenost

HDPA Greece: AFM & AMKA Detection

Greek AFM detected with 52% accuracy by generic tools. HDPA issued 89 decisions in 2024 — up 162% from 2022. Tourism and maritime sectors face distinct.

GDPR & Usklađenost

NAIH Hungary: TAJ-Szám and Adóazonosító Jel

Hungarian NER accuracy is 67% vs. EU average 82% — NAIH's 2024 assessment. TAJ-szám weighted checksum and adóazonosító jel detection gaps.

Spremni za zaštitu vaših podataka?

Započnite anonimizaciju PII-a s 285+ vrsta entiteta na 48 jezika.

Započnite Besplatno SuđenjePogledajte Značajke

About this page

We update this page when our platform or the law changes.

Read our founder note for how we work.

Each change shows up in the timestamp at the top.

Related reading

We follow these rules

  • GDPR (EU 2016/679).
  • ISO/IEC 27001:2022.
  • NIS2 (EU 2022/2555).
  • HIPAA safe harbor under 45 CFR § 164.514(b)(2).

Our promise

We do not sell your data.

We do not train models on your text.

We store your files in Germany.

You can delete your account at any time.

You own your work.

Where we run

Our servers live in Falkenstein, Germany.

We use Hetzner. They hold ISO 27001 certification.

All data stays in the EU.

Backups run every day.

Need help?

Email support@anonym.legal.

We reply within one business day.

How we test

We run a full check suite on every release.

Each surface gets its own sweep script and report.

Human reviewers spot-check the output each week.

We track recall and precision on a labelled set.

Bad runs block the deploy.

What we never do

  • We never sell your information to third parties.
  • We never train models on what you upload.
  • We never keep your work after you delete it.
  • We never share keys with any outside firm.
  • We never run ads inside the product.

Plans in plain words

We sell credits, not seats.

One credit covers one short job.

Long jobs use a few credits each.

You can top up at any time.

Unused credits roll over each month.

Read the plans page for current rates.

Who built this

A small team of engineers and lawyers built this.

We ship from Europe and work in the open.

Our founder note spells out why we started.

Where to start

How the parts fit

A browser add-on cleans text inside Chrome.

A Word plug-in handles drafts in Office.

A small desktop tool works on whole folders.

An agent protocol link feeds large models safely.

All four share one core engine and one rule set.

Words from our team

We started this work after a lunch about cookies.

One friend kept getting odd ads on her phone.

We asked why a court file leaked through a draft.

We sketched the first build on a napkin that week.

By month three we had a tiny demo for a friend.

She used it on her first case the next day.

Common questions we hear

Can the tool read scanned PDFs? Yes, with OCR.

Does it work on long files? Yes, in small chunks.

Can I roll my own rule set? Yes, save it as a preset.

Does it run offline? The desktop build runs offline.

Do you keep my files? No, the cloud build wipes after each run.

Will it learn from my work? No, we never train on inputs.

A short tour of the workflow

Upload a file or paste a snippet of prose.

Pick the entities you want gone from the draft.

Choose a method: replace, mask, hash, encrypt, or redact.

Press run and watch the side panel show each hit.

Skim the result and tweak any rule that misfired.

Save the cleaned file or send it to a teammate.